Since May is the U.S. Department of Transportation's National Bicycle Safety Month, AgnewBrusavich would like to address an issue that rarely comes to mind when discussing road safety: uninsured drivers.

Drivers continually expose themselves to immense financial peril by having minimal or no uninsured motorist coverage. If you are involved in an accident in Los Angeles caused by drivers who are uninsured or underinsured, the only recourse for your damages is uninsured motorist coverage, not your liability coverage.

The main problem is that most people simply do not think of obtaining uninsured motorist coverage. Many responsible citizens who thought their insurance would ensure their security suffer terrible financial consequences because they lack uninsured motorist coverage.

This May, AgnewBrusavich hopes that cyclists and drivers in the community stay safe and educate themselves on the risks of driving without uninsured motorist coverage.